Blue Cross Blue Shield
of Texas Rehab Coverage
Are you or a loved one engaging in risky behavior relating to drug or alcohol addiction? Are you considering rehab but worry about paying for it? This is the reality for many Americans. The Substance Abuse and Mental Health Services Administration estimates that roughly 23.5 million people in the United States suffer from addiction. That works out to one in 12 adults. Of this number, only 11 percent receive treatment for substance abuse. For many, the reason behind not entering rehab is purely financial. Rehab treatment is expensive, and many individuals are not able to afford the treatment they deserve.
By providing coverage for drug or alcohol rehab in insurance packages, more individuals are likely to seek help and recover from substance abuse and dependency without worrying about paying for the full amount. Continue reading to learn more about Blue Cross Blue Shield of Texas drug rehab coverage.
More About BCBS of Texas
Insurance & Rehab Coverage
If you seek treatment for drug or alcohol addiction and are a member of Blue Cross Blue Shield of Texas, you are in luck. Drug and alcohol rehab is considered part of the behavioral health benefits in this program. Depending on your specific benefits package with Blue Cross Blue Shield of Texas, addiction and mental healthcare coverage may have the full amount or a portion paid for. Subscribers with comprehensive behavioral health benefits will pay a small amount or zero out-of-pocket fees to receive quality addiction treatment from qualified professionals in the industry.
Verifying Blue Cross Blue
Shield of Texas Rehab Coverage
Since rehab coverage is included in the behavioral health benefits portion of the plan, it’s important to follow procedure when submitting a claim or seeking help at a treatment facility. With detox, inpatient, and some outpatient care, preauthorization is required before seeking help. The best way to ensure you are covered is by calling the insurance company, providing all the required information, and following the process outlined by the insurance carrier.
The History of Blue
Cross Blue Shield of Texas
With over 80 years of history, Blue Cross Blue Shield of Texas (BCBS TX) provides comprehensive coverage and care to residents in the state of Texas. As a division of Health Care Service Corporation and an independent licensee of Blue Cross Blue Shield, BCBS TX is a Mutual Legal Reserve Company that is completely customer-owned.
As a mutual, they work with nonprofit organizations to invest in the community and foster health improvements throughout the state. High quality and transparent services mean that BCBS TX can help members with all their health care needs while operating at the highest standards of ethics and integrity.
For more information on your coverage and plans, call 877-284-0353 today.
The Benefits of BCBS of Texas
Insurance
Why do We Need Rehab Coverage?
With approximately 23.5 million Americans suffering from addiction or substance abuse, it’s clear this issue affects us all. Before research and innovation in the addiction treatment industry, it was believed that addiction was a moral failing combined with weak personality traits. We now know that this is not the case. Addiction is a chronic disease that is as treatable as something like diabetes or heart disease.
Addiction attacks the frontal cortex in the brain, essentially rewiring the way we process rewards and pleasure. This change in brain function gets worse with repeated use and as the physical dependencies to substances get stronger. Professional treatment at a rehab facility is the best way to overcome this disease and manage symptoms to create a happy and sober future for clients.
When entering rehab, it is vital to focus on recovery. Clients who attend rehab with the stress and financial burden of paying the full amount of treatment are more likely to relapse or have problems in rehab. This is especially true because many individuals will need to leave work or school to recover, putting more stress on an already stressful situation. By covering a portion or the full amount of the cost, clients can focus on their recovery and move forward from addiction.
What is Detox?
Detoxification is the process of abstaining from drugs or alcohol to rid the body of its chemical dependence on substances. This is a necessary component of most rehab programs. Depending on the substances or seriousness of addiction, detox may take days or even weeks to complete.
During this time, it’s common to experience withdrawal symptoms such as nausea, anxiety, fever, shakes, seizures, and more. Medically assisted detox is the safest way to get started. A professional can ensure the patient’s safety while also sometimes prescribing medication to help ease the unpleasant detox symptoms.
For more information on your coverage and plans, call 877-284-0353 today.
What are the Differences Between
Inpatient and Outpatient Treatment?
Each BCBS TX rehab coverage plan is unique to the policyholder. In some cases, coverage for inpatient and outpatient services may be different. It’s important to decide which type of treatment will work best for your unique situation. The most striking differences between these two treatments include:
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- Treatment often lasts longer than inpatient treatment.
- Clients can live at home and continue work and school commitments.
- This treatment is ideal for clients who have already gone through detox and can self-regulate their exposure to drugs and alcohol.
- Weekly meetings are organized.
- Clients are held accountable for their actions.
- Treatment typically lasts between 30-90 days.
Outpatient
- Clients have access to medical help 24 hours per day.
- The cost of food and accommodation is included in the price.
- Clients will need to take time off work or school to recover.
- Daily therapy sessions occur.
- Clients are completely removed from any environment that may trigger substance abuse.
Inpatient
By deciding which type of treatment is best for your unique situation, you will be able to better plan and coordinate for any out-of-pocket expenses that may or may not be covered by insurance.
Signs You May Need Rehab
Addiction and substance abuse are different for everyone. However, there are red flags that one should not ignore. If you notice any of these symptoms in yourself or a loved one, you may benefit from professional rehab treatment.
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- Hiding drinking or drug use from friends and family.
- Feeling ashamed of your substance use.
- Feeling inadequate, or as if you need to drink or use drugs to be accepted or loved.
- Engaging in risky behavior such as driving under the influence.
- Failing at work or school commitments.
- Having legal troubles or run-ins with police.
- Losing touch with friends or family due to substance abuse.
Get the Help you Deserve Today
If you or a loved one are in need of rehab treatment, but the cost of entering a facility is standing in your way, call Beachway today and discover how your Blue Cross Blue Shield of Texas rehab coverage can help.