blue cross blue shield of texas

Are you or a loved one engaging in risky behavior relating to drug or alcohol addiction? Are you considering rehab but worry about paying for it? This is the reality for many Americans. The Substance Abuse and Mental Health Services Administration estimates that roughly 23.5 million people in the United States suffer from addiction. That works out to one in 12 adults. Of this number, only 11 percent receive treatment for substance abuse. For many, the reason behind not entering rehab is purely financial. Rehab treatment is expensive, and many individuals are not able to afford the treatment they deserve.

By providing coverage for drug or alcohol rehab in insurance packages, more individuals are likely to seek help and recover from substance abuse and dependency without worrying about paying for the full amount. Continue reading to learn more about Blue Cross Blue Shield of Texas drug rehab coverage.

Your Treatment is Likely Covered

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Signs You May Need Rehab

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Addiction and substance abuse are different for everyone. However, there are red flags that one should not ignore. If you notice any of these symptoms in yourself or a loved one, you may benefit from professional rehab treatment.

  • Hiding drinking or drug use from friends and family.
  • Feeling ashamed of your substance use.
  • Feeling inadequate, or as if you need to drink or use drugs to be accepted or loved.
  • Engaging in risky behavior such as driving under the influence.
  • Failing at work or school commitments.
  • Having legal troubles or run-ins with police.
  • Losing touch with friends or family due to substance abuse.

If you or a loved one is experiencing any of these issues and Blue Cross Blue Shield of Texas covers you, you may have a portion or the full amount of rehab covered by your plan.

Do Blue Cross Blue Shield of Texas Plans Cover Drug Rehab?

If you seek treatment for drug or alcohol addiction and are a member of Blue Cross Blue Shield of Texas, you are in luck. Drug and alcohol rehab is considered part of the behavioral health benefits in this program. Depending on your specific benefits package with Blue Cross Blue Shield of Texas, addiction and mental healthcare coverage may have the full amount or a portion paid for. Subscribers with comprehensive behavioral health benefits will pay a small amount or zero out-of-pocket fees to receive quality addiction treatment from qualified professionals in the industry.

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The History of Blue Cross Blue Shield of Texas

With over 80 years of history, Blue Cross Blue Shield of Texas (BCBS TX) provides comprehensive coverage and care to residents in the state of Texas. As a division of Health Care Service Corporation and an independent licensee of Blue Cross Blue Shield, BCBS TX is a Mutual Legal Reserve Company that is completely customer-owned.

As a mutual, they work with nonprofit organizations to invest in the community and foster health improvements throughout the state. High quality and transparent services mean that BCBS TX can help members with all their health care needs while operating at the highest standards of ethics and integrity.

For more information on your coverage and plans, call 877-284-0353 today.

Why do We Need Rehab Coverage?

With approximately 23.5 million Americans suffering from addiction or substance abuse, it’s clear this issue affects us all. Before research and innovation in the addiction treatment industry, it was believed that addiction was a moral failing combined with weak personality traits. We now know that this is not the case. Addiction is a chronic disease that is as treatable as something like diabetes or heart disease.

Addiction attacks the frontal cortex in the brain, essentially rewiring the way we process rewards and pleasure. This change in brain function gets worse with repeated use and as the physical dependencies to substances get stronger. Professional treatment at a rehab facility is the best way to overcome this disease and manage symptoms to create a happy and sober future for clients.

When entering rehab, it is vital to focus on recovery. Clients who attend rehab with the stress and financial burden of paying the full amount of treatment are more likely to relapse or have problems in rehab. This is especially true because many individuals will need to leave work or school to recover, putting more stress on an already stressful situation. By covering a portion or the full amount of the cost, clients can focus on their recovery and move forward from addiction.

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How does Blue Cross Blue Shield of Texas Rehab Coverage Work?

Since rehab coverage is included in the behavioral health benefits portion of the plan, it’s important to follow procedure when submitting a claim or seeking help at a treatment facility. With detox, inpatient, and some outpatient care, preauthorization is required before seeking help. The best way to ensure you are covered is by calling the insurance company, providing all the required information, and following the process outlined by the insurance carrier.

What is Detox?

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