If you or someone you love has a substance abuse problem, you know just how trying it can be to make it through the ups and downs of daily life. When you add the cost of seeking quality treatment, it can be completely overwhelming. Having the desire for drug or alcohol rehab treatment but not the means, is frustrating and deflating because it feels as though there is no escape and you are trapped.
Sometimes, the financial implications are even worse because you don’t find out until after the treatment that it wasn’t covered, leaving you stuck with a bill you have no way of paying. Luckily, many insurance providers include drug and alcohol treatment in their coverage, and Oxford Insurance is one of them offering Oxford drug rehab coverage.
Oxford Insurance does make provisions for drug and alcohol rehab in its health insurance plans, but it’s still wise to check before assuming anything. Both inpatient and outpatient rehab coverage is addressed in most of their HMO and PPO plans. Often, Oxford rehab coverage includes the cost of detoxification, which is an important part of the recovery process. For every calendar year, there are a new number of visits that are permitted under the plan; some plans make the allowable visits for the life of the policy, which is usually much longer.
Oxford Insurance has a range of different health insurance plans that cover different aspects of treatment. Some will cover a portion of inpatient or outpatient treatments while some will cover 100% of treatment, providing you’ve received pre-authorization. There are always variables that come into play that can make a difference in how much coverage you receive for your drug or alcohol rehab, so it’s important to read the fine print.
Verifying Oxford Rehab Coverage Details
Your Oxford health insurance plan may cover substance abuse treatment, but there are likely details that need to be ironed out before you will know exactly how much Oxford alcohol rehab coverage you have available. If your treatment length is longer than what is stated in your plan, then you may end up having to pay for some of it out-of-pocket. We can help you go over the details of your plan, so you know exactly how much treatment is covered, before you enter our facility. Once the verification process is complete, you can focus solely on recovery and leave the financial issues behind.