There are many reasons why a person suffering from addiction or other mental health issues would not seek help at a treatment facility. However, the most common reason why many Americans do not enter rehab when they need it is the cost. Inpatient rehab can be costly, and taking time off work combined with paying for treatment is often too stressful. In these situations, when an individual is in recovery, if they are constantly worrying about paying the bill at the end, they will not be able to commit fully to sobriety and may increase the chances of relapse.
Using Tufts Health Plan rehab coverage to help pay for drug or alcohol rehab treatment is a great opportunity for those who wouldn’t normally afford it to get the help they deserve. Many coverage plans include inpatient detox and outpatient treatment. So from a portion of the cost to the full amount, individuals suffering from the chronic disease known as addiction now have other options than fronting the full cost of rehab on their own.
Will Tufts Health Plan Pay for Rehab Treatment?
In 2008, when the Affordable Care Act passed in the United States, it became a requirement that all insurance companies offer coverage for drug and alcohol rehab. Tufts Health Plan alcohol rehab coverage goes above and beyond this requirement by offering resources and rehab coverage for addiction and other mental disorders that often accompany substance abuse, such as anxiety, eating disorders, depression, and more.
Depending on the specific plan, Tufts Health Plan covers outpatient treatment services and contracts inpatient treatment facilities for inpatient treatment, hospitalization, and emergency mental health and substance abuse services.
How is Tufts Health Plan Rehab Coverage Different?
Tufts Health Plan drug rehab coverage provides unique and comprehensive care based on its member’s personal needs with a strong focus on customer satisfaction and quality service. With innovations such as the Coordinated Care Model, which reduces premiums while still achieving the optimum benefits for members, they can put the customer first and provide quality care with little out-of-pocket expenses.
Other innovations that add value to Tufts Health Plan insurance include Creative Contracting for Provider Reimbursement, which pays medical providers based on the quality of service they provide, rather than a “fee-for-service” model. Tufts Health Plan also strongly believes in being proactive and promoting wellness and health.
The History of Tufts Health Plan
Starting as a non-profit organization in 1979, Tufts Health Plan is committed to its members’ wellness and overall health. Based in Massachusetts and also serving Rhode Island and New Hampshire, Tufts Health Plan is one of the only providers in the state that participates in the commercial, Medicare, and Medicaid markets. These subsidized markets provide coverage regardless of age or circumstance.
For more information on your coverage and plans, call 877-284-0353 today.
Benefits of Tufts Health Plan Rehab Coverage
When an individual enters a rehab facility, the number one priority should be recovery. Working on sobriety is a difficult task. Rehab encourages clients to take an introspective look at themselves to identify patterns and behaviors that lead to substance abuse. Group and private therapy sessions often touch on painful memories, uncomfortable thoughts, and other behavioral ideas that are sometimes difficult to process. Going through treatment is hard enough without worrying about paying a large bill at the end of it.
It is also common for many who suffer from an addiction to be in financial hardship due to addiction’s negative impact on life. Job loss or poor financial decisions are common factors for someone with an addiction. By including the logistics of entering inpatient drug rehabs such as finding childcare, continuing mortgage payments, or taking time off work or school, clients can also feel added stress and pressure to increase the chances of relapse.
It’s estimated that 23.5 million Americans suffer from addiction. Unfortunately, only a small fraction of that number receives treatment. It’s also estimated that drug abuse and alcohol dependency costs the U.S. economy about $700 billion per year in crime, health care, and reduced work productivity. By allowing insurance to cover a portion of the full amount of rehab, clients can focus on recovery without worrying about the financial burden.
Signs you should Seek Help
Using your Tufts Health Plan Rehab Coverage
Using your Tufts Health Plan Rehab Coverage
Once you have decided to seek help for drug or alcohol addiction, the next step is confirming coverage and choosing a provider. Tufts Health Plan alcohol rehab coverage members do not need a referral from their primary care providers to seek behavioral treatment. However, it’s often a good idea to speak with your PCP to get more information about recommended providers in your area.
Tufts Health Plan members have access to a directory of quality healthcare providers to choose the provider that best suits the specific needs of the individual. However, before enrolling in the treatment program of your choice, it’s vital to call the insurance company and confirm the details of your coverage. By being completely clear on the deductible, out-of-pocket expenses, and the extent of your coverage, you can be better prepared to enter rehab and get on the right path to recovery.
Don’t Wait, Get the Help you Need Today
Don’t Wait, Get the Help you Need Today
Substance abuse and addiction is a chronic disease that changes brain function. Getting professional help through inpatient or outpatient treatment is the best way to overcome addiction for good and move on to a happy and sober life.
For more information on your Tufts Health Plan rehab coverage, call Beachway and speak with an expert today.