United Healthcare has been operating since 1977, and since that time has become one of the giants in American health insurance. It has a wide portfolio of services, including group policies, Medicare subsidies, self-insured programs, and more. There are several popular brands that operate under the United Healthcare umbrella. For mental and behavioral issues, there is a separate division, known as United Behavioral Health or Optum. This is where you will find coverage for drug and alcohol addiction treatment.
Optum drug rehab coverage may be a managed health care system, using a network of doctors, hospitals, clinics, labs and rehab centers to provide the necessary care. In order to get the most from the insurance policy, members need to stay within the network, this would be for subscribers with HMO plans. If you are in a position where drug or alcohol treatment is required, it is important to check your coverage before committing, just to ensure you’re within the network and receive the highest level of coverage possible.