United Healthcare has a wide portfolio of services, including group policies, Medicare subsidies, self-insured programs, and more. Several popular brands operate under the United Healthcare umbrella. In addition, there is a separate division for mental and behavioral issues, known as United Behavioral Health or Optum. This is where you will find coverage for drug and alcohol addiction treatment.
Optum drug rehab coverage may be a managed health care system, using a network of doctors, hospitals, clinics, labs, and rehab centers to provide the necessary care. To get the most from the insurance policy, members need to stay within the network; this would be for subscribers with HMO plans. Therefore, if you are in a position where drug or alcohol treatment is required, it is important to check your coverage before committing to ensure you’re within the network and receive the highest possible coverage level.