The History of Aetna Health Insurance
Starting out as a life insurance company in 1853, Aetna has been fully committed to providing viable insurance options for its clients for over 160 years. With core values that revolve around simplicity and transparency in the health industry, Aetna works to better the healthcare system through providing better health insurance options. They believe in listening to clients to provide care that is compassionate and comprehensive.
Help Is No Longer Difficult
Over the years, health practitioners and insurance companies have come to agree that drug or alcohol addiction is a complex and chronic disease. In the past, support for addiction was limited, and the stigma attached to seeking help for addiction made it even more difficult for people to recover.
Insurance Must Cover Rehab
Now, we know that addiction is a disease. With the creation of the Affordable Care Act in 2008, insurance companies are now required to offer coverage for mental, health, behavioral health and substance abuse conditions. The health industry has acknowledged the negative mental and physical effects of substance abuse and is working together to de-stigmatize addiction. The Affordable Care Act has also made it impossible for insurance companies to deny coverage in case of a pre-existing condition such as substance addiction.
Rehab Treatment Is Available
By covering drug or alcohol rehab under health insurance plans, it means that more people can seek help for substance issues. Increasing the awareness and options for rehab treatment will help more individuals deal with their addiction issues, and help reduce the stigma associated with addiction.
How is Aetna Drug Rehab Coverage Different?
Simple & Complete Coverage
Aetna offers some of the most simplistic and complete drug or alcohol rehab coverage available. Members can benefit from 24-hour telephone access as well as easy approval processes and data integration. Aetna can help members find a doctor quickly and discretely. Representatives are always ready to help with any needs, whether it’s a 12-step program, inpatient rehab or outpatient services.
Aetna alcohol rehab coverage for outpatient services are often considered a behavioral health issue and, therefore, does not require pre-certification. In these cases, a simple referral from your doctor is enough to qualify you for coverage. Aetna rehab coverage also does not cut any corners on the quality of rehab available. Aetna members can take full advantage of a wide range of rehab facilities, including luxury facilities with more amenities.
Aetna is a Preferred Choice
Options such as this make Aetna the preferred choice for many Americans. Simplicity and care from your insurance provider means you can focus on recovery from addiction rather than worry about your bills.
Tips to Determine Aetna Rehab Coverage
With Aetna rehab coverage, you can expect friendly and knowledgeable service that is efficient and discrete. By asking questions, you can fully understand your coverage and help keep the process remain as transparent as possible. Working together, representatives can help find you a doctor or rehab center that is right for you.
While Aetna alcohol or drug rehab coverage is known for being simple, transparent and easy to navigate, there are several tips and tricks we can offer when determining your insurance coverage for rehab.
- Making sure you have your account number or member service number ready so that the representative can quickly verify you.
- Writing down the name of the representative you are speaking to, this comes in handy if you ever need to reference past correspondence.
- Find out what “levels of care” are available through your coverage. This refers to options such as outpatient treatment, inpatient treatment and more.
- Confirm what is covered in your policy. Some services to ask about include assessment and detoxification.
- Ask for details about the deductible and co-pays.
- Confirm the maximum expense that you could incur.
- Find out what criteria the insurance company needs from you to make the process easier.
Contact Us Today About Aetna Rehab Coverage
Substance abuse is a chronic illness that requires treatment the same way a broken bone or any other type of disease requires treatment. A professional rehab center such as Beachway is the best way to beat addiction and move on with a sober and happy life. Your coverage with Aetna can help take some of the stress away from recovery while allowing you to focus fully on yourself.
Contact your representative today and find policy specifics for Aetna rehab coverage. With easy and transparent services, you will feel supported and protected with Aetna. Our representatives can quickly verify your approval and get you started on the road to recovery.
If you would like any more information about insurance and how it relates to drug and alcohol addiction, contact Beachway at 877-284-0353 today.