Many people that are caught in the grip of addiction and are looking for help ask the question, “Will AmeriHealth Insurance pay for my rehab?” Luckily, AmeriHealth does have Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans that cover drug and alcohol rehab.
When a person has the ability to set the financial aspect of rehab aside and focus solely on the treatment, the likelihood of success is much higher. In order for AmeriHealth to cover all or a portion of your rehab costs, the treatment must be considered “medically necessary” and each patient must be referred by the policyholder’s Primary Care Physician.
More About AmeriHealth Insurance Rehab Coverage
AmeriHealth is a family of companies that provides a range of different health insurance plans for both individuals and employers. Whether the plan is locally-focused or on a national scale, AmeriHealth uses innovative health and wellness solutions to exceed its clients’ expectations on a regular basis.
Since there are so many different plans available, it’s important to consult your contract or handbook to determine if coverage applies. Many AmeriHealth plans include coverage for both inpatient and outpatient costs, including admissions to rehab facilities. AmeriHealth offers two different types of PPOs to individuals living in Pennsylvania or New Jersey, covering inpatient and outpatient substance abuse treatment at some level. Individuals living in Pennsylvania, New Jersey or Delaware have six different HMO options, with at least two of those plans covering some level of substance abuse treatment.
Verifying AmeriHealth Rehab Coverage Details
The question of whether AmeriHealth pays for rehab is more complex than a simple yes or no. There are always variables that are part of the inner workings of a health insurance plan, and for rehab coverage the length of treatment, type of treatment, amount of deductible and other factors all come into play.
If you, or one of your family members is having issues with substance abuse and needs to get into treatment, we at Beachway can help guide you through the verification process and gain the insurance approval you need. Knowing what type of coverage you have before entering treatment helps give peace of mind and allows you to turn your focus onto getting well.
*AmeriHealth’s provider network of substance abuse/rehab services is managed and delivered by Magellan Behavioral Health, Incorporated.