Magellan Health is a health care management company that provides world-class health care services over a wide range of specialties, including behavioral health care. As more and more people, health organizations and government agencies come to terms with the importance of drug and alcohol rehab coverage as part of a quality health care plan, top health insurance providers like Magellan are providing answers.
Most insurance plans from Magellan Behavioral Health that include Magellan Life Resources will cover you if you need substance abuse treatment, but any detox and treatment must be approved first. If it has been considered a necessary step to seek out drug or alcohol rehabilitation by an Employee Assistance Program, then Magellan will pay for all or part of the treatment.
The length of treatment that is covered by a Magellan alcohol rehab coverage plan is dependent on what has been deemed necessary after private counseling. Insurance coverage can vary depending on whether inpatient or outpatient treatment is required, and the suggested length. Generally, 100% is covered for inpatient network providers and 50% for out-of-network inpatient facilities.