Skip to content

Toll Free. Privacy Guaranteed. No commitment.

Explore our Unique Clinical Programming!

Contact Us 24 hours a day, 7 days a week.


Your Insurance
may Cover the Cost
of Treatment

If you’re not sure if your insurance pays for rehab costs, you can count on our team of specialists to do the necessary research for you. Beachway offers a no-cost, private approval process for your specific policy. If you have rehab insurance coverage from a major insurance provider, your treatment at our center is likely covered.


Fill out the confidential form with your name, phone number and insurance provider. Please include date of birth


A member of our staff will contact your insurer to verify if your policy will cover your treatment


We will contact you within an hour with the results of the verification and discuss next steps

Check Insurance Benefits

    section 16

    Frequently Asked Questions
    About Insurance

    Does Insurance Cover Rehab?

    The good news is if you have health insurance from a major company, it likely covers some insurance for rehab costs. However, your rehab insurance may not cover the entire expense. The extent to which your insurance plan will cover your drug or alcohol rehab treatments depends on various factors. For example, what type of addiction you're struggling with is an important factor in determining the extent of your treatment and withdrawal period. What kind of treatment you require, how long you need to stay at the rehab center, and the specific behavioral health benefits your policy allows all play a role in whether insurance pays for rehab and how much of your treatment can be covered by rehab insurance coverage. Whether your health insurance can cover your rehab treatment also depends on your rehab provider and the insurance company. This is because not every addiction treatment center may be approved by your insurance provider. So, it’s essential to choose a rehab therapy center that your insurance company works with. In many cases, holistic treatment centers or ones that are more expensive won't be covered by insurance. Whether you pay for rehab and how much you pay is often determined by the terms of your coverage. Before you enter into any rehab program for substance abuse, check with your insurance provider to understand what expenses are covered under your plan. The best way to ensure coverage is to contact Beachway to have your specific treatment plan and coverage amount verified. This way, you can make an informed choice and prepare in advance for any additional financing you may need.

    How Much Does Rehab Cost Without Insurance?

    Paying for rehab without insurance can cost you anywhere between $250 and $80,000, depending on the severity of your case and the extent and duration of care you need. The coverage amount also varies depending on factors like whether you require in-patient or outpatient treatments. In-patient treatments require you to stay at the rehab center for the duration of the program, which increases your expenses. In contrast, outpatient care typically includes day treatments and allows you to go home at night, which means you don’t have to pay for lodging. Depending on your type of addiction or mental condition, you should read up on possible treatment modes and contact our rehab center to determine how much rehab costs with insurance and how much rehab costs without insurance. Even with insurance coverage, understanding the different treatment methods and selecting one that suits you best in terms of care and cost is recommended. Beachway offers a variety of personalized treatment options that are designed to treat the root cause of addiction. Whether you require outpatient care or in-patient care, we help you manage your stress and triggers in healthy ways to ensure a speedy recovery. At the center, we also offer aftercare sessions that include weekly therapy to help prevent relapses and assist you with job searches. Insurance usually covers most, if not all, parts of the patient’s stay at Beachway, including therapy sessions, meals, group sessions, and amenities. But how do you get into rehab if you don’t have rehab insurance coverage? This is a difficult question many families face. If you don’t have any health insurance, that doesn’t mean you can’t get the rehabilitation therapy you need. Alternatively, if your insurance doesn’t include rehab treatment, you can consider other financing options to pay for your rehab treatments. For example, you can check if the rehab center you choose offers a payment plan that allow you to pay your bill in increments once sober. If you’re opting for self-paid rehab, you can ask your friends or family for financial support or take out a loan to pay for rehab so you can get the help you need. However, if none of these rehab financing options are right for you, you may benefit from one of the free or state-funded rehab centers in your city.

    Does coverage vary by addiction type?

    In most cases, insurance benefits are directly tied to the type of addiction an individual faces. This is based largely on the expected withdrawal period associated with the addiction. Feel free to call us at 877-284-0353 to talk about your specific case.

    Is coverage different for inpatient programs?

    Outpatient treatment programs are usually covered for a longer length of time than inpatient treatment programs. Since outpatient programs don’t include room and board, they are less expensive.

    I'm considering a number of centers. I assume they're all approved by insurance providers, right?

    Not all addiction treatment centers are approved by insurance providers. In many cases, very expensive treatment centers and holistic treatment centers will not be covered by insurance.

    So be sure to verify your coverage before attending the best alcohol treatment center in Florida.

    What are some common limitations of insurance?

    Depending on the plan, rehab coverage may be limited to a certain number of visits or to a specific length of treatment. These ‘limitations’ are referred to as benefit maximums.

    The handbook your insurance provider offers should detail any benefit maximums to consider.

    Which insurance providers does Beachway accept?

    Contact us to find out if we accept insurance from your specific provider. We’re available at 877-284-0353. We will be able to answer all insurance related questions for you.

    Beachway Therapy Center accepts most PPO insurance plans.