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Affordable Recovery: Navigating Rehab Costs With Ease

For many individuals, entering inpatient rehab is their best chance at beating addiction and living a clean and sober life. The Substance Abuse and Mental Health Services Administration (SAMHSA) estimates that roughly 23.5 million Americans suffer from addiction of some kind. Of that figure, it’s estimated that only 10 percent are receiving the treatment they need, and up to 40 percent are not receiving treatment because of budgetary restrictions.

Whether it’s alcohol dependency or the use of illicit drugs, addiction can destroy the lives of the individual and their loved ones and family members. Not being able to afford treatment is a reality that many individuals face. However, there are many options for those with little to no resources. Insurance and rehab scholarships are two ways that people can access free rehab.

The numbers don’t lie; as more Americans require rehab services, facilities must provide options to make it accessible to those who need it most. Inpatient rehab facilities have a reputation for being expensive, so many individuals do not even consider entering treatment. We can give people hope that a better life is possible without depending on substances with free rehab.

Benefits of Free Rehab Centers

When people choose to enter drug or alcohol rehab, they commit to putting substance abuse dependency behind them. They want to stop relying on substances and improve their mental and physical health. Rehab is an intense experience for anyone.

Between therapy sessions and support groups, most clients are forced to delve deep within themselves to address the root cause of their addiction. Whether it’s a mental health issue such as PTSD, depression, or anxiety, or using substances is a coping mechanism for other underlying issues, rehab allows clients to shine a light on the issues to repair things from the ground up.

Job loss due to the effects of addiction is a reality for many individuals. When this is combined with the other costs associated with maintaining a drug habit, it’s not uncommon to see individuals lose their life savings to addiction. These financial problems place an even larger burden on those seeking help since the funds for rehab are not always available.

Free inpatient rehab is beneficial because it allows those who need it most to get the help they deserve. Clients who take advantage of free programs are also more likely to spend more time focusing on recovery since they won’t need to worry about footing a significant bill once treatment is complete. These free rehab and Florida drug rehab programs provide the perfect fresh start for those who otherwise would not afford quality treatment.

Treatment Options When You Have No Money

Cost plays a huge role in seeking rehab treatment programs. If you are currently living in difficult financial times but need serious treatment, it’s important to know that there are options available. Instead of brushing off the idea of getting help due to your budgetary restrictions, try taking the following steps to secure a spot with a rehab center:

Research free facilities by either looking online or calling them directly.
Find out if they offer the program you are interested in.
When you call the center, make sure you ask as many pertinent questions as possible such as the upfront cost or any other ongoing expenses.
Ask if you qualify for any financial assistance or rehab scholarship program.
If you have insurance, take the time to look at your policy or talk to your insurance provider to determine the amount of coverage you have.
These steps allow individuals to take control of their situation. By asking questions and gathering as much information as possible, individuals can make the best decision for their unique situation. Learning as much as possible about your options will also enable you to take advantage of many programs and options that you never knew were possible.

Decisions to Keep in Mind

Addiction is as unique as the person who suffers from it. Whether you or a loved one struggles with addiction, it’s important to choose a free rehab facility that best suits your unique needs. For example, many individuals with addiction issues also struggle with mental illness; this is called a dual diagnosis and requires treatment from a trained and experienced facility in treating addiction and mental illness.

It’s also important for clients to choose the type of treatment they wish to proceed with. Inpatient and outpatient treatment are used in different situations to treat different types of clients. Inpatient treatment is often best for individuals who need time to detox. It would benefit from being removed from their current situation to live at the facility for an extended period of time.

Outpatient treatment is another option that is almost always completely covered by insurance. It involves clients attending multiple therapy sessions and support groups throughout the week. However, clients can still live at home and continue to work or go to school.

Other considerations to take include treatment methods. For example, if you are a spiritual person, you can look for free Christian-based rehab centers or other unique treatment options. The holistic approach is another popular treatment method involving healing the client’s mind, body, and soul to prevent relapse and ensure a healthy future. Researching free treatment centers before making your final decision will ensure that the treatment facility you choose will have the best chances at getting through and fostering a positive change in you or your loved one’s life.

Does Insurance Cover Rehab?

Several years ago, it was up to the individual insurance provider to decide whether rehab was covered in their plans. Today, with the passing of the Affordable Care Act in 2008, it’s a requirement for all insurance companies to provide some provisions for rehab. As we continue to research addiction, it’s becoming clearer that substance abuse and dependency is best treated as a chronic disease, not as a product of poor judgment and self-control as was previously thought.

Most insurance companies include rehab coverage in their mental health provisions. Specific coverage is completely dependent on your individual policy. Calling your insurance provider to find out more about your unique coverage as well as any upfront costs or premiums associated with free rehab.

Calling a treatment center to inquire about free rehab is a great way to determine your options before contacting your insurance company. Many treatment centers have staff members who are specifically trained in providing information and answers to your insurance questions.

Are There Benefits to Hiding Rehab from the Insurance Company?

Even if you have insurance, you may choose not to involve the insurance company in your rehab treatment. In practice, rehab coverage is designed to help those who need it most. However, there are a few instances where you may want to think twice about using insurance to get free treatment:

Many individuals fear that submitting a rehab claim on their insurance will cause the premiums to go up. This is a definite concern for those who pay for their own insurance rather than receive it through an employer.
Although healthcare professionals are working to reduce the stigma associated with addiction, there is a chance that you may experience discrimination from your employer if they find out you submitted a rehab claim. Although this situation is doubtful if you continue to maintain quality job performance, you should still consider if you want your employer or co-workers to know that you have entered rehab.
Another concern that many people face when using insurance to pay for rehab is the slim chance that your coverage is dropped. With current laws and policies, this situation should not happen, but it’s always a good idea to be prepared for anything.
If you choose not to submit your rehab claim through insurance, there are still options available to help you access free treatment centers. If paying out of pocket for the treatment is completely out of the question, there are rehab scholarships you can apply for that will give you access to free rehab for cocaine, heroin, alcohol, opiates, and more.

What’s Included in Treatment?

Depending on the rehab facility you choose and the type of program you opt for, there are many different things that can be included. For instance, inpatient rehabs in Florida include the cost of lodging and meals in addition to therapy and group sessions. Many rehab programs also include numerous activities such as yoga, art classes, and more to make the recovery process more enjoyable.

Do Not Base Treatment Solely on the Price

Don’t let price be the only deciding factor. Yes, price and upfront cost is high; however, you may miss out on many opportunities and end up relapsing if you simply opt for the cheapest treatment. Consider the following factors when you’re looking at free rehab facilities:

Location: Is it close to your home? If not, are you able to travel to this location?

The Length of Treatment: If it’s free inpatient treatment, consider the length of a treatment since that’s how long you will be required to stay at the facility.

The Facility Specializes in What You Need: Whether you are looking for dual diagnosis treatment, faith-based healing, or something else, it’s important to choose a facility that will incorporate your unique needs into the treatment.

Recommendations: Look at the work the facility has done in the past. If they come highly recommended, you can probably assume they are a quality treatment center. Even though there is no cost, you can’t sacrifice quality and effectiveness.

What is Included: If you find a program that you want to try, but the price seems a little too high, look around and see what other facilities are offering for the same price; you may find the value in one type of treatment is better than others.

What is a Rehab Scholarship?

Rehab scholarships are very similar to an educational scholarship in that they are a third-party program that provides funding for individuals seeking help from free residential centers. Many organizations in the U.S. offer rehab scholarships right now, from Second Chance to the SAMHSA. One of the easiest ways to find out more about rehab scholarships is by calling your preferred treatment facility and asking about any affiliations they have with rehab scholarship programs.

Scholarship organizations typically work on helping three main groups of people:

Individuals without medical insurance.
Those who are not able to pay for rehab out of pocket.
People who are unable to qualify for a loan because of bad credit.
If you fall into one of these three categories, applying for a rehab scholarship could help you access free rehab.

These programs are possible when treatment facilities are looking to fill their facility with clients. If you consider that most treatment facilities never reach full capacity, and an empty bed equals a monetary loss, it makes sense that facilities would “sell” treatment programs to a third party. In most cases, these third parties can offer treatment at either heavily discounted prices or free of charge in the case of a rehab scholarship.

Where Does the Money Come From?

When receiving help from free centers through a rehab scholarship, you probably won’t be worrying where the money is coming from. Just like with traditional educational scholarships, rehab grants and scholarships come from a variety of sources. Client donations, discounted treatments, and sponsorship financing is just a few ways that rehab scholarships can help finance your treatment.

This type of fundraising ensures that rehab treatment centers can provide their services to a wider range of clients. This is beneficial for everyone since the facilities can reduce losses from empty beds, and more people who deserve quality treatment can receive it despite financial hardships.

Do Rehab Centers Offer Free Treatment?

Many owners and administrators of rehab facilities were once addicts themselves. In many cases, they could get clean and decided to dedicate their lives to helping others. Even if a rehab facility is for-profit, they may have provisions and programs designed to help those who need help with small budgets or no money to spend on rehab.

It never hurts to ask these questions when talking to a free facility. Simply asking the questions will open many doors and help you get affordable treatment.

How to Apply for a Rehab Scholarship

If a rehab scholarship sounds like it’s right for you, take the following steps to apply today:

Contact treatment facilities that interest you to discuss your financial situation and treatment needs in-depth. The treatment facility can point you in the direction of some organizations they work with and advise on receiving free rehab.
Contact the organizations offering the scholarships to find out more about the requirements and application process.
Complete the application form. It’s important to be completely honest and forthcoming about your personal situation on your application form. Since the application is used to determine your eligibility, the information must be correct.
Once your application has been submitted, it will be reviewed by the organization for approval. If you are eligible for a rehab scholarship, the organization will contact you with further details on the next steps in your recovery.

How Many People Use Rehab Scholarships?

Most rehab facilities would prefer paying customers rather than offering free long-term rehab. This is why most facilities do not openly advertise their scholarship programs online or in their brochures. For many, receiving free care is a last resort when all other options have been tried.

It’s safe to assume that at any point in time, most rehab centers have a number of patients in treatment because of a rehab scholarship. Many rehab centers receive significant tax write-offs for providing free or discounted treatment to those in need, making free rehab one of the most beneficial services for both patients and treatment facilities.

Are There Any Other Options?

There are other options for financing a trip to rehab than insurance and rehab scholarships. If addiction is taking over you or your loved one’s life, you’ll want to do everything you can to make things right and get the help you need. Some other options to help secure free treatment include:

Subsidized Government Coverage: For low-income individuals, there are government programs available to help cover the costs associated with rehab. Those who qualify for subsidized coverage can receive treatment at a reduced price.

Customized Treatment: Even if your preferred treatment facility does not provide rehab scholarships, they may still be willing to work with you on creating customized treatment options. Since treatment is available on a sliding scale, patients can expect to pay less and still receive expert care.

Fundraising: By selling personal items with a garage sale or using online selling tools, you could quickly come up with enough money to fund a trip to rehab. There are also online fundraising tools such as IndieGoGo or GoFundMe that help users create campaigns to donate to raise money.

Dip Into Your Savings: You may not like the idea of cashing in on your savings to fund rehab, but the fact is that savings are meant for emergencies, and nothing is more vital or urgent than getting help with addiction. There will be time to save more money once you are sober and healthy.

Ask Family for Help: This is an option that many patients do not have, unfortunately. However, if your family is supportive of your decision to enter rehab, they may be able to help cover some of the costs.

Regardless of your financial situation, where there’s a will, there’s away. Even if rehab seems like an unlikely solution due to your budget and money situation, there are numerous options available to help lighten the load and get quality help from free addiction treatment centers.

Reasons to Choose Beachway Therapy Center

At Beachway, we work with clients regardless of their financial situation or wealth. Beating addiction takes courage and strength; our expert therapists, understanding counselors, and administrators know what it’s like to be going through a hard time. This is what makes us the top choice for many people seeking free rehab for addiction. Our empathy and understanding ensure that our clients feel supported at all times. Through detoxing to intense therapy sessions, discharge to aftercare, we take care of our patients every step of the way.

In a supportive environment, with the holistic treatment therapy approach designed to heal the mind, body, and soul, clients can discover the underlying causes of addiction that may have held them back before. Our high-quality addiction treatment combined with our relaxing and tranquil facility allows patients to take a step back and reevaluate their lives and choices in the past.

Our proven success rate and relapse prevention tools ensure that our clients are prepared to re-enter society sober and happy. Regardless of your budget or financial standing, there are options available to get you or a loved one the help they need.

For more information, contact us at Beachway Therapy Center today. Our teams of addiction experts serve residents in the West Palm Beach area and answer all of your questions to help get you back on the right track. Call 877-284-0353 to speak with someone and get on the road to recovery right now.