Blue Cross Blue Shield of
Massachusetts Rehab Coverage
Many Americans suffer from the damaging impact of addiction to drugs or alcohol. The Substance Abuse and Mental Health Services Administration (SAMHSA) estimates that 23.5 million Americans have drug or alcohol dependency issues. If this number seems high to you, consider this: of that figure, only 11 percent actually receive treatment. While each case is different, the most common reason to avoid rehab is the cost. Inpatient and outpatient treatment options are often expensive, and the stress of paying for rehab is only intensified as the individual is seeking recovery.
Depending on your specific insurance company, anywhere from a portion of the cost to the full amount may be covered by insurance plans. The Affordable Care Act of 2008 requires all insurance companies to offer coverage for drug or alcohol rehab, making treatment more accessible for all. Continue reading to learn about Blue Cross Blue Shield of Massachusetts drug rehab coverage.
More About BCBSMA Insurance
& Rehab Coverage
The National Institute on Drug Abuse (NIDA) estimates that drug and alcohol dependency costs the U.S. economy a staggering $700 billion per year in crime, health care, and reduced work productivity. In this sense, addiction is more than a personal issue that affects individuals and their families; it’s a nationwide issue that must be fixed. Medical professionals now acknowledge that addiction is a chronic disease that is treatable and manageable as other common illnesses such as diabetes or heart disease. Addiction changes the function of the brain, and the most successful way to fully repair these changes is with professional therapy and rehab.
By covering a rehab with health insurance, more people who would normally not afford treatment can get the help they need. For many individuals seeking recovery from addiction, the financial burden of paying the full amount can be detrimental to recovery. During treatment, it’s important that clients focus on their health rather than making payments.
Verifying Blue Cross Blue
Shield of Massachusetts Rehab
Coverage Details
For many individuals seeking treatment for drug or alcohol addiction, Blue Cross Blue Shield of Massachusetts alcohol rehab coverage and drug rehab coverage will cover a portion of the treatment. Substance abuse and addiction are covered under the mental health portion of coverage. This plan combines the benefits of traditional coverage but allows some flexibility and customization.
Depending on the specific plan you are enrolled in, there may be some out-of-pocket expenses to pay to receive 100 percent coverage from the insurance company. Deductibles are also common and typically range between $500 and $2,000. Blue Cross Blue Shield of Massachusetts customers can receive treatment from in-network facilities without the referral of a primary care provider, and their large network of providers means you can find a specialist that is right for you without the hassle of going through a PCP.
The History of Blue Cross
Blue Shield of Massachusetts
With over 75 years of rich history in Massachusetts, BCBSMA aims to give its members access to high-quality, affordable health care. As the healthcare industry changes throughout the years, they are proud to innovate and continue to provide their members with the best service possible. BCBSMA is an independent licensee of the Blue Cross Blue Shield Association and is, therefore, a not-for-profit company that works for its customers.
For more information on your coverage and plans, call 877-284-0353 today.
The Benefits of Anthem Blue
Cross
Anthem Blue Cross members have some of the most comprehensive coverage in the country. Serving 14 states with quality customer service and transparency, Anthem Blue Cross is proud to create unique and personalized benefit plans for members. With an easy-to-navigate website, members in the following states can enjoy the advantages of choosing Anthem Blue Cross as their insurance provider.
- 24-Hour Nurse Line for expert advice right away.
- Assistance finding care, estimates, and doctor profiles.
- Information on other health and wellness-related issues such as screenings, quitting smoking, and more.
BCBSMA is committed to providing its members with comprehensive care and coverage.
Confirm your Coverage
and get the Help you need
Don’t spend another day wishing you could afford rehab. If you or a loved one struggles with addiction to drugs or alcohol, there is a way out. Call Beachway today and find out more about your rehab coverage with Blue Cross Blue Shield of Massachusetts.